Types of Investments — FC Mobile 26 | FC Mobile 2025

Generally, investments are classified into two categories –
i. Long-term investments (Crash investments)
ii. Short-term investments (Sniping investments)

📉🔥 Crash Investments

❓ What is a “Crash”?

Sometimes, prices of certain player cards drop significantly due to a sudden increase in supply (e.g., from pack refreshes or FC Point packs).

These cards become undervalued, or as we call them — “crashed.”

📈 Why Crash Investments Work

Cards of famous players like Ronaldo, Messi, Neymar, Haaland, etc., or those with excellent stats, will always have high demand.

As people rush to buy these cards at cheaper prices, their values rise back up.

💸 How to Profit from Crash Investments

1️⃣ Buy Low, Sell High

Purchase cards when their prices have crashed for a specific reason. Hold onto them, wait for the price to rise again, and then sell for profit.

2️⃣ Time Frame

Crash investments are typically long-term; it usually takes a week for the card’s price to recover close to its initial value.

3️⃣ Low Risk, Steady Rewards

These are one of the easiest investments as they involve simply buying undervalued cards. Risks are minimal because historically, these cards tend to recover in price. However, profits are moderate, ranging from 15-20% after tax.

💡 Pro Tips for Crash Investments

🧠 Bid Smartly

Always place a purchase order near the minimum price and be patient. Avoid panic buying at higher prices, as it will lower your profits.

If you notice 10-15 purchase orders somewhere near the minimum price, consider raising your bid by 1-5M (depending on the card’s overall value).

📦 Small Batches

Place small purchase orders of 4-5 cards at a time.

Avoid placing large orders (e.g., 25 cards) as others will keep increasing their bids slightly higher, making it harder for you to secure any cards.

⏳ Patience is Key

Don’t panic if supply remains high for a day or two. Stay confident — the supply will eventually dry up, and the card’s price will recover even if it temporarily drops another 10-20M.

📊 Read the Graphs

Compare the card’s historical prices to its current price. If the current price is significantly lower than the average historical price, it’s a solid opportunity.

However, beware — graphs can sometimes be misleading. Prices might fluctuate drastically during the day, but the graph only updates the price recorded at 12:00 AM UTC.

🕛 Fun Fact

Graphs update at 12:00 AM UTC! This means that even if prices change significantly during the day, the graph won’t show those fluctuations until the daily update. Keep this in mind while analyzing the market.

Different types of Crash Investments

NOTE – at the time of this writing, max ovr cards were 113. If higher OVR cards are released in the future, the recommended investment OVR mentioned below will also increase by 1-2 points.

Following are some consistent Crash types.
Always remember – all crash investments will be available in n ⁠💸・investment-guides.

📦 Weekly Crash of New Players

📅 How Weekly Crashes Happen

Every Thursday (and occasionally Tuesday) during the global reset, EA releases a fresh batch of new cards through store packs (Gems Packs / FC Point Packs). When players rush to open these packs, a huge supply of these new cards floods the market.

This over-supply leads to an immediate and often severe price crash — making these cards undervalued on the first day.

The next Thursday, EA releases another new batch, meaning last week’s cards are no longer available in packs, stopping the supply completely.

💰 The Real Opportunity

Once these older cards stop appearing in packs, their supply becomes zero, but their demand remains high — especially if the cards belong to:

⭐ Popular players (Ronaldo, Messi, Neymar, Mbappé, Haaland)
🔥 Cards with great stats or strong in-game meta
🆕 High OVR cards that are still relevant

This shift creates a supply-demand imbalance, pushing prices upwards over the next few days.

📘 Example to Understand Weekly Crash Easily

📍 Example Timeline

1st of the month (Thursday): A new batch of cards is released → Heavy supply → Price crash
8th of the month (Thursday): A new batch replaces the old batch → Old batch supply becomes zero
8th onward: Cards from the 1st begin to rise steadily as supply is gone

This pattern repeats every single week, making it one of the most reliable investment cycles.

⏱ Best Buy & Sell Timings

Action	Recommended Timing
🛒 Best Time to Buy	1–2 days before replacement → Usually Tuesday or Wednesday (Example: 7th)
💵 Best Time to Sell	4–6 days after replacement → (Example: 13th–14th)

⚠️ Risk & Important Tips

🟢 Very Low Risk

Weekly crash investments are considered safe, unless EA unexpectedly releases FC Point Packs for the same cards — which can temporarily increase supply again.

🎯 Focus on the Right Cards

The most stable and profitable cards for weekly crash investing are:

High OVR (110–112)
Newer cards (fresh releases)
Cards with strong stats or meta value
Cards belonging to fan-favorite or hype players

These cards recover faster and have better demand even after supply stops.

🎯 Sniping Investments: Mastering the Market

Sniping investments allow you to bypass purchasing queues and grab high-demand cards quickly by understanding the mechanics of the market and refresh timings. Here’s everything you need to know:

Key Concepts to Understand Before Sniping

1. Purchasing Queue

When a card is in demand, multiple players place purchase orders for it. If you place an order, you are added to the queue after everyone who placed their orders earlier.

Example: If 200 orders are ahead of you, you’ll only receive the card once those 200 people have gotten theirs.

2. Refresh Time of a Card

Every card’s price automatically adjusts every 2 hours based on its demand and supply. High Demand = Price rises. High Supply = Price drops.

Each card has a unique refresh time (e.g., 107 OVR Cristiano Ronaldo’s refresh times may be 03:03:09 UTC , 05:03:09 UTC , 07:03:09 UTC, and so on).

To find the refresh time:

Use the Renderz app (recommended) or the website.
Search for the card, click on its tradable version, and scroll down to view its exact refresh time and timer.

Note: Different versions of the same card (e.g., 107 OVR Ronaldo vs. 108 OVR Ronaldo) have different refresh times.

What is Sniping?

Sniping is a clever strategy to beat purchasing queues. Here’s how it works:

1. High-Demand Example:

Imagine a card with a max price of 10M coins and 999+ purchase orders at that price. If you place an order, you’ll be stuck behind hundreds of buyers in the queue.

2. Beating the Queue:

At the card’s refresh time, the price increases (e.g., new price = 10.5M). If you place an order at the new price immediately after the refresh, you’ll jump to the front of the queue since you’re paying more than earlier buyers. This tactic allows you to get the card quickly.

🔥 Sniping Tutorial:

Overview

Sniping cards is a skill that relies on three critical factors: device quality, accuracy, and internet speed. Mastering these elements will ensure you’re always ahead of the competition. Let’s break them down:

1. Device Quality: Your Weapon for Precision

Your device plays a major role in sniping success. Here’s what to look for:

Keep It Cool: A device that heats up less maintains optimal performance during long gaming sessions.
Fast Response Time: Devices with quicker sensor responsiveness allow faster interactions, which is crucial for sniping.

2. Accuracy: Timing Is Everything

Fine-tune your accuracy with these tips:

Use a Floating Clock: Utilize a clock app that shows time in milliseconds for perfect timing.
Practice Makes Perfect: Sharpen your bidding speed by practicing 2-5 minutes before the next refresh. A little prep goes a long way.

3. Internet Speed: Tailored Strategies

Your internet speed is a game-changer when it comes to sniping. Here’s how to adapt your approach:

Internet Speed	Recommended OVR	Timing (before refresh)	Bid Volume
Low Speed (10–50 Mbps)	Focus on Lower OVRs: 105–107 OVR	Open the market window 250–300 milliseconds before the refresh	Place multiple bids (5–25 copies) to improve chances
Moderate Speed (50–200 Mbps)	Mid to High OVR Snipes: 108–111 OVR	Open the market window 300 milliseconds before refresh time	Focus on 2–3 bids for higher OVRs
High Speed (200+ Mbps)	Snipe Any OVR	Open the market window just milliseconds before the refresh	Controlled bids: 4–6 bids

Tip: If you fail to place your bid within 1 second of the refresh, you’re likely to miss out.

SNIPING - MODERATE SPEED Internet

SNIPING - HIGH SPEED Internet

Key Things to Remember

Low-Speed Workarounds:

Even if you have lower internet speeds, you can still snipe high OVRs. Place a bid on just 1 copy and do it as quickly as possible—it might take a few tries, but success is possible.

Latency Counts:

A low latency (5–8 ms) ensures smoother sniping. This often matters even more than internet speed.

Warm-Up for Speed:

Always practice your hand speed 2–5 minutes before the next refresh to ensure you’re ready to act fast when new cards are available.

2. Newly Released Cards: The Ultimate Sniping Opportunity

Sniping newly released cards is the most profitable investment strategy in the game—but it comes with its challenges. Here’s everything you need to know:

Why Sniping Newly Released Cards is so Profitable

Every Thursday (occasionally Tuesday), a fresh batch of cards is introduced into the market. These cards are often:

In high demand for their stats, affordability, or popularity (e.g., Ronaldo, Messi).
Capable of delivering massive profits of 50-100%, meaning you can double your investment.

It’s not uncommon for players to make 1-3 billion coins in just one sniping session.

How to Time the Release

New cards are released 1 hour to 1 hour 20 minutes before the Thursday reset.
The exact time is random and changes weekly, so stay online during this window.
Releases could happen anywhere from 10 minutes to 1 hour before reset.
Stay alert!

When the cards drop, a pop-up message will appear in the game announcing the update. This is your signal to act fast.

Sniping Strategy: Steps to Success

1. Do Your Homework:

Know which cards to target in advance. Check the Discord server in 💸・investment-guides for the latest information on upcoming releases.

2. Act Fast:

As soon as the cards are released, search for them in the market and immediately place your purchase order. Prioritize cards with:

Great stats.
Affordable prices.
Famous players who are always in demand.

3. Stay Prepared:

Ensure your device and internet speed are optimized for quick action. High-speed internet (300+ Mbps) is recommended to secure a better spot in the purchasing queue.

The Risks to Consider

Low Supply: Newly released cards are in extremely limited supply, making competition fierce.
EA’s Pricing Luck: If EA sets initial prices too high, demand will drop, and the cards could crash in value. This might lead to significant losses, so be mindful of pricing trends.

Key Takeaway

Sniping newly released cards can be a game-changer, offering unparalleled profit potential. However, it’s a race against time and competition. With the right preparation, quick reflexes, and a bit of luck, you can maximize your gains and dominate the market.

💸 Selling All Types of Investments: Maximizing Profits

Golden Rule

Sell when you’re satisfied with your profit! Trust your instincts and take the gains when you feel it’s right.

Best Practices for Selling

1. Avoid Mass Listings

NEVER list all your cards at once (e.g., 25 copies of the same card). Doing this creates a panic sale, flooding the market and preventing your cards from selling at a good price.

Optimal Strategy: Sell in smaller batches—list 4–5 cards at a time. Once those are sold, repeat the process to maintain control of the market price.

2. Timing Crash Investment Sales

For most crash investments, ideal selling windows are mentioned in earlier posts. Follow those guidelines to maximize profits.

3. Timing Sniping Investment Sales

Sniping investments can be tricky:

General Advice: Sell as soon as you notice a consistent supply.
Patience Pays Off: Sometimes, holding cards longer allows the supply to dry up, and prices will continue to climb. However, this can be a gamble—it’s possible to sell too early and miss out on larger profits, or hold too long and see prices fall.

Leverage the Community

If unsure about when to sell, ask for advice in #📈・investment-discussion. Engaging with the community can help you make informed decisions and avoid unnecessary risks.

🪙 Utilizing Rank-Up Tokens:

Rank-up tokens can be your golden ticket to quick and reliable profits when used strategically. Let’s dive into how to maximize its potential:

Best Usage

Rank-up tokens shine brightest when used on newly released high OVR cards (e.g., 112-113 OVR).

Why This Works

High Profit Margins: When new high OVR cards are released, their ranked-up versions (e.g., blue-green ranks) are significantly more expensive than the base versions. This creates a lucrative profit gap for investors like you.

Market Dynamics Over Time

As more people purchase the base version and rank it up to sell, the base version’s price rises (due to high demand). Conversely, the ranked-up versions’ prices drop (due to oversupply).

Key Strategy: Sell Quickly

To maximize profits, sell the ranked-up card as soon as possible: You can wait briefly for blue-green ranks, but holding too long is risky. Cards that are more than 2-3 hours old often have saturated markets for ranked-up versions, making them difficult to sell.

Example for Clarity

Scenario: You purchase a Purple Ranked Marco Van Basten card for 3.59B coins. After ranking it up to Gold Rank using 1260 Rank-up tokens ( 560 tokens for purple rank to red rank and 700 tokens for red rank to gold rank ), you sell it for 5.99B coins.

After 10% tax:

Calculation Step	Formula	Result
Amount Received After Tax	5.99B × 90%	5.39B
Total Profit	(5.39B − 3.59B)	1.8B
Profit per 100 Rank-Up Tokens	(1.8B ÷ 1260) × 100	142M

Profit Goals

Always aim for a profit of at least 80-90 M per 100 Rank-up tokens. If profits fall below this threshold, it’s not worth the investment. (Note: If you are low on coins and trying to build some budget to start investing then 50 M-60 M coins profit per 100 Rank-up tokens is also fine.)

Pro Tip: Avoid Stale Cards

Avoid ranking up cards that are older than 2-3 hours post-release. If ranked-up versions have high supply, selling becomes challenging, potentially tying up your coins in stagnant investments.

⭐ Shard System Investments

The Shard System has become one of the most profitable and strategic investment methods in FC Mobile. Understanding how shards work — and when to buy the required OVR cards — can help you earn huge returns with very low risk. Let’s break everything down clearly. 💎📈

🔍 Understanding the Shard System

The Shard System requires specific OVR cards to obtain shards.
These shards are later used to exchange for your favorite players.
Because of this demand, many players start buying specific OVR cards ➝ increasing their prices.

✨ Conclusion: This creates consistent investment opportunities.

💰 Why Invest in Specific OVR Cards?

Certain OVR cards — especially low OVR cards — can give very high profits if bought at the right time.
Side events often require certain OVRs and have limited supply, pushing those card prices up.
With proper timing, these cards can spike massively.

📌 These OVR cards become hidden gems for investors.

⏰ Key Investment Timing

Timing is everything! ⏳

❌ Avoid investing during main events

Main events flood the market with pack supply.
More supply = Lower prices = Less chance for a rise.

✅ Focus on side events

Side events usually have limited supply, so prices rise easily.
Perfect for consistent, safe profit.

🎯 Optimal Investment Strategies

🟦 1. No Pack Supply Strategy

Invest when:

Specific OVR cards are not available from any packs.
Full demand + Zero supply = Strong upward movement.

🟥 2. Post-Pack Crash Strategy